Pay

[Underwood]

I see a lot of ya'll going to navy fed? I have BOA and i dont have any complaints with them. I have a fiancé and we "share" our earnings so we have a joint account. But what do ya'll mean when we dont get paid as fast? Is it like 1-2 days later or like a week later? I want to keep the BOA so that she has money to pay bills (hers and mine) while im away.

[sweetmtn]

Originally Posted by Underwood

I see a lot of ya'll going to navy fed? I have BOA and i dont have any complaints with them. I have a fiancé and we "share" our earnings so we have a joint account. But what do ya'll mean when we dont get paid as fast? Is it like 1-2 days later or like a week later? I want to keep the BOA so that she has money to pay bills (hers and mine) while im away.

You can have your auto deposit in any bank you wish, just make sure you have the forms if not a military bank. As far as when you will get paid, it really does depend on WHEN you arrive at boot..if you arrive more towards the end of a pay period, like lets say Nov 8th..it is VERY likely you will NOT get a pay check on the 15th..you will get one at the end of the month..HOWEVER sometimes it takes a few pay periods to catch up to regular amounts. Your first payceck will not be a full check, as they will take out everything you needed that were issued to you when you arrived...ALWAYS have enough on your bank account at home to cover all expenses for at least 2 to 3 months if you can! Like cell phone if you dont turn it off, car payments, credit card payments and the like.

[wlowry]

If you guys are wanting to switch to Navy Fed, you can actually open an account now that you are in DEP. All you need to do is call them, the number is on their website. I set up my account with them already so I'll be good to go when I ship to RTC.

[llamayamaa]

Originally Posted by wlowry

If you guys are wanting to switch to Navy Fed, you can actually open an account now that you are in DEP. All you need to do is call them, the number is on their website. I set up my account with them already so I'll be good to go when I ship to RTC.

I would seriously recommend doing this. I wish I had done it before I left for BC. So many things are going on and when the Navy Fed reps come to talk to you, you're so brain dead that it's so hard to concentrate on what they're saying. And you're so strapped for time that you don't really have a chance to think things through, read all the information, and get exactly what you want.

Plus, if you share accounts with someone, you'll already have the account info for them to access if you open before BC. I opened a checking and savings account with Navy Fed while at BC but didn't actually use it for a couple MONTHS because my husband needed access to that money as well.

I'd also like to add in my two cents about Navy Fed- it's a union, so everything is going to be better for the members than an actual bank like WF or BOA (interest rates, fees, etc). That being said, the customer service is EXCELLENT. Always kind, always punctual, always able to solve your issues with no problems