Credit Card debt

[rocky112]

Originally Posted by MadViking1861

I'll probably be entering boot camp with about 6500 dollars of debt.

As long as you disclose that you've accrued additional debts in DEP and are current on your payments it'll be fine. Between student loans and credit cards, I've got around $50k in debts, but they're all current and I have no history of collections or repossessions. My monthly payments are also under 40% of my E-3 base pay.

I imagine other CT ratings have to fill out the PSSQ when you talk with a classifier at MEPS. Then you sit there for like ten minutes while they run your information past the security people over the phone.

We had a guy in my station who didn't know he owed $300 to a creditor that had gone into collections and he was declined his TS clearance. It seems even a small amount of undisclosed debt can really burn you. Just be honest and if everything checks out, you're good to go.